Handle your own roofing project. Keep more of the money.

Yes. A Texas homeowner can manage their own roofing project as the general contractor. You are responsible for choosing reputable local installers, confirming insurance and qualifications, arranging any required permits or inspections, and managing the work. BYOR provides a platform to help you organize the project and connect with participating independent roof installers.

Yes. A homeowner may manage repairs to their own property after an insured loss, just as a roofing contractor may manage repairs to property they own. You remain responsible for following your insurance policy, documenting the loss and repairs accurately, paying your deductible, complying with lender requirements, and using claim funds as required. BYOR does not adjust, negotiate, or provide advice about insurance claims.

Texas does not issue a statewide roofing-contractor or general-contractor license. Local cities, counties, or other authorities having jurisdiction may still require contractor registration, permits, inspections, or compliance with local building codes. Requirements vary by location and project, so confirm them with the local building department before work begins.

Permit and inspection requirements are set locally and vary across Texas. Some authorities require a roofing permit, contractor registration, inspections, or specific documentation, while others may not. Contact the building department or other authority having jurisdiction for the property before starting work.

Yes. When you manage your project as the general contractor, you can select and contract with roofing crews and other subcontractors. BYOR helps homeowners connect with participating independent installers, compare project information, and keep documents and communication organized. You are responsible for evaluating each provider and entering into the appropriate agreements.

You create the project, organize your roof and claim documents, confirm the scope, compare participating installers, select the providers you want to hire, and manage scheduling, payments, permits, inspections, and completion. BYOR gives you tools to keep that process organized. See our How It Works page for the step-by-step process. See how BYOR works.

Insurance proceeds may be used for covered repairs subject to your policy, claim settlement, deductible, mortgage or lender requirements, and applicable law. By managing the project and performing permitted work yourself or contracting directly with subcontractors, your actual project cost may differ from contractor quotes. Any funds you retain must be permitted by those requirements, and all invoices, costs, and representations must be complete and accurate. Ask your insurer, lender, attorney, or tax adviser about your situation.